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Water Damage: Cleaning Up Right the First Time

 

Cleaning up after a floodMany homeowners might associate water damage as something that occurs due to a flood or heavy rain, but water damage in your home can happen anytime, even during a drought!

For example, if a pipe in your home bursts, your home and its belongings are immediately at risk for water damage. It doesn’t take weeks or even days for the damage to set in, and it’s crucial to start the clean-up process immediately.

So, what do you do?

There are tons of articles online that lay out steps that homeowners can take themselves to clean up after water damage has occurred, but we recommend calling in professionals to access the situation, especially if the damage is extensive.

How do you know if the damage is extensive?

If you’re not professionally trained in water extraction, you could end up doing more harm than good. One very serious consequence to improperly handled water damage, is the possibility of mold setting in. The last thing any homeowner needs is to worry about mold issues popping up as a result of an unprofessional water cleanup job.

What are the benefits to calling a professional?

  • A professional restoration company such as Paul Davis Restoration Tri-State will get your property back to normal faster. Many water damage jobs require no demolition to repair and our innovative drying methods mean most projects are completed in a few days instead of weeks.
  • Paul Davis Tri-State can save your personal possessions. Using specialized equipment and cleaning methods, we can clean and restore the contents of your home (i.e., furniture, clothing, artwork, electronics and computers) back to their prior condition.
  • Our team will assist with the insurance claims process. We will work with you and your insurance company to help speed the settlement of your claim.

What if a tree falls on my property? Understanding your insurance coverage

 

Tri-State restoration servicesWe’re in the midst of a strong storm season with rain, thunderstorms, and tornadoes becoming commonplace in the Tri-State and Cincinnati areas.

One common question many homeowners have is, What happens if my neighbor’s tree falls on my insured property? Is it the homeowner's responsibility or the neighbor's responsibility? This scenario is one that occurs frequently in neighborhoods in and around the Tri-State area.

Most insurance policies cover damage caused to the structure (home, garage, building, etc.) and the contents damaged or destroyed within that structure. Whether or not the tree was yours or your neighbor’s, the homeowner with the tree on their house is the one who should file the claim with their insurance company. Your insurance policy may also cover the cost for removing the tree if the tree hits an insured structure.

The same basic principle might also apply to a tree fallen on a vehicle if you have comprehensive coverage on your vehicle.

One of the best things you can do to is to become knowledgeable about your insurance policy and know what questions to ask your agent in the event that you have to file a claim. Call your agent today with any preliminary questions, that’s what they’re there for! In the event that you do encounter storm damage or roof damage from fallen trees or strong storms, Paul Davis Tri-State is here to help restore order to your life.

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